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Investment Concepts Newsletter

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THERE IS NO GUARANTEE THAT A DIVERSIFIED PORTFOLIO WILL ENHANCE OVERALL RETURNS OR OUTPERFORM A NON-DIVERSIFIED PORTFOLIO. DIVERSIFICATION DOES NOT PROTECT AGAINST MARKET RISK. THIS INFORMATION IS NOT INTENDED TO BE A SUBSTITUTE FOR SPECIFIC INDIVIDUALIZED TAX ADVICE. WE SUGGEST THAT YOU DISCUSS YOUR SPECIFIC TAX ISSUES WITH A QUALIFIED TAX ADVISOR.

CERTIFIED FINANCIAL PLANNER BOARD OF STANDARDS, INC. (CFP BOARD) OWNS THE CFP® CERTIFICATION MARK, THE CERTIFIED FINANCIAL PLANNER™ CERTIFICATION MARK, AND THE CFP® CERTIFICATION MARK (WITH PLAQUE DESIGN) LOGO IN THE UNITED STATES, WHICH IT AUTHORIZES USE OF BY INDIVIDUALS WHO SUCCESSFULLY COMPLETE CFP BOARD’S INITIAL AND ONGOING CERTIFICATION REQUIREMENTS.

SECURITIES AND ADVISORY SERVICES OFFERED THROUGH LPL FINANCIAL, A REGISTERED INVESTMENT ADVISOR, MEMBER FINRA/SIPC.

THE LPL FINANCIAL REGISTERED REPRESENTATIVE ASSOCIATED WITH THIS WEBSITE MAY DISCUSS AND/OR TRANSACT BUSINESS ONLY WITH RESIDENTS OF THE STATES IN WHICH THEY ARE PROPERLY REGISTERED OR LICENSED. NO OFFERS MAY BE MADE OR ACCEPTED FROM ANY RESIDENT OF ANY THEIR STATE.

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