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Investment Concepts

Esai Ferguson, CFP®

Direct: 239-600-1939

Email: esai.ferguson@lpl.com

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THERE IS NO GUARANTEE THAT A DIVERSIFIED PORTFOLIO WILL ENHANCE OVERALL RETURNS OR OUTPERFORM A NON-DIVERSIFIED PORTFOLIO. DIVERSIFICATION DOES NOT PROTECT AGAINST MARKET RISK. THIS INFORMATION IS NOT INTENDED TO BE A SUBSTITUTE FOR SPECIFIC INDIVIDUALIZED TAX ADVICE. WE SUGGEST THAT YOU DISCUSS YOUR SPECIFIC TAX ISSUES WITH A QUALIFIED TAX ADVISOR.

CERTIFIED FINANCIAL PLANNER BOARD OF STANDARDS, INC. (CFP BOARD) OWNS THE CFP® CERTIFICATION MARK, THE CERTIFIED FINANCIAL PLANNER™ CERTIFICATION MARK, AND THE CFP® CERTIFICATION MARK (WITH PLAQUE DESIGN) LOGO IN THE UNITED STATES, WHICH IT AUTHORIZES USE OF BY INDIVIDUALS WHO SUCCESSFULLY COMPLETE CFP BOARD’S INITIAL AND ONGOING CERTIFICATION REQUIREMENTS.

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