A risk management assessment is crucial to any financial planning. Many try to frame insurance as a cost, but it is truly a type of investment concept for the sustained financial health of your family. We never know what life is going to throw at us. Proper insurance could mean the difference in your spouse and kids getting to keep the house or having to sell.
Have you spent a long time with one carrier and still do not understand your product?
Have you switched carries multiple times to try and decrease your investment?
Are you in the camp of "all annuities are bad annuities"?
Or are you and your family completely exposed to any risk that may befall you?
If you are ready to address these needs and get answers to your questions, then I encourage your to contact us. Tragedy is inevitable and out of our control. What we can control is how we prepare for it, and mitigate the financial risks associated by planning for the care of loved ones we leave behind.